If your car is damaged by hail, you may be wondering what to do next. Fortunately, filing an auto hail claim can be easy and hassle-free. To file a successful claim, the following steps must be followed:
1. Make sure the damage is from hail and not another weather event
2. Take pictures of the damage and document everything on a list
3. Contact your insurance company
4. Fill out the necessary paperwork for your auto hail claim
5. Get an estimate
6. Collect your payment.
Your Rights & Responsibilities
If you want to file a successful auto hail claim, it’s important to know your rights and responsibilities. You may be wondering:
*What do I need to do if my car is damaged by hail?
*How do I collect the money from my insurance company?
*What is considered a “hailstone”?
**You must first determine that the damage is caused by hail and not another weather event like snow or rain.
**Document all damages on a list.
**Contact your insurance company and fill out the necessary paperwork for your auto hail claim.
**Get an estimate of your car repairs and submit one to your insurance company.
-**Collect payment from your insurance -company for the estimated amount of damages.
What to do after you file your auto hail claim
After you file your car hail claim, the insurance company will take care of the rest. The auto hail claim process should not take more than a few days.
Your car may be covered by an insurance policy that includes an optional comprehensive coverage option. Comprehensive coverage pays for damages to your vehicle caused by events other than a collision—like hail damage and fire and theft.
If you don’t have comprehensive insurance and the hail damaged your vehicle, then you may need to pay out-of-pocket or consider filing a separate claim with your homeowners insurance.
What to expect after the claim is completed
Steps 1-3 are the initial steps you need to take in order to file your auto claim. Step 4 is where the insurance company will ask for all of your documentation, which includes pictures of the damage. Lastly, step 5 is when the insurance company will send out an adjustor to evaluate the damage and give you an estimate.
Afterwards, they’ll send you a payment based on the estimate. If you have any questions about this process, don’t hesitate to call your insurance company!
There are a number of things to consider when filing an auto hail claim. From your rights and responsibilities to what to do after you file your claim, it’s important to know what you’re getting into.
Now that you have a better understanding of the process, you can take the necessary steps to ensure the best outcome.
Dent Mavericks has helped thousands of individuals handle the whole process, from A-Z. That includes all the steps listed above, contact us today to get started 469-547-1336.