Hail storms are a natural occurrence, but when they cause your car to get damaged, they can be a major hassle. A hail storm can do damage that is both cosmetic and structural.
The most common type of hail storm that damages cars is one where the stones are larger than ¼ inch in diameter. These stones have been known to pierce through windshields and leave deep dents in car bodies. Here’s what you need to know about what to do when your car gets damaged by hail.
What is hail?
Hail is a natural weather phenomenon that is common in places with high altitude and mountainous regions. Hail usually occurs during thunderstorms when moist air combines with cold temperatures. The moisture usually evaporates, but if the rain droplets are moving fast enough, they become larger than raindrops and take on the shape of ice.
Hail can be classified in three sizes: small (less than ¼ inch), medium (¼ to ½ inch) and large (over ½ inch). Large hail stones are most likely to cause structural damage, while small hail stones are more likely to cause cosmetic damage.
How to identify if your car has been damaged by hail
If you’re not sure if your car has been damaged by hail, there are a few ways to find out. Look for dents in the roof of the car. If you have a sunroof, that could be a good place to check for hail damage. You’ll also want to look at your windshield and mirrors.
What should you do if your car has been damaged by hail?
If your car has been damaged by hail, the first thing you should do is call your insurance company. Your insurance company will advise you on what to do next. They may decide to send you to a professional for repairs or they may offer to do it themselves.
If your insurance company offers to repair your car, make sure that everything is documented before any work is done. Take pictures of the damage and make sure that they are thoroughly documented with descriptions of what was done and when.
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Making a claim for the damage done by the hail storm.
The first thing to do when your car is damaged by hail is to make a claim. To make the most of your claim, you’ll need to know what kind of damage was done to your car. This will be helpful for the insurance company when they go about assessing the value of your claim.
The most common types of damage caused by hail storms are punctures and dents in car bodies, windshields, tires, or other exterior parts. When making a claim with an insurance company, you may need pictures of the damages done to your vehicle so they can assess what needs to be repaired. And remember, if you don’t have pictures, ask someone else that witnessed it happen for help!
At the end of the day, hail damage will be a part of life.
This doesn’t have to be a bad thing. In fact, it can be a good thing.
By understanding how to identify hail damage, knowing what to do when hail damages your car and making a claim for the damage done by the hail, you can take the inconvenience of hail damage and turn it into an opportunity to get what you need from your insurance company.